Plan Ledger DOL Form 5500 · updated monthly

Central National Gottesman Inc.401(k)

CENTRAL NATIONAL GOTTESMAN INC. 401(K) PLAN · PURCHASE, NY · plan year 2025

Reported admin expense ratio · 2025
0.04%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Central National Gottesman Inc. reported $123,020 in plan administrative expenses for 2025: 0.04% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,439 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.06% to 0.04%. The plan sits in the $250M–$1B size bracket, benchmarked here against 230 comparable plans and shown alongside other finance & insurance employers. By assets it is the 327th-largest of 5,648 plans among New York employers on file, and the 420th of 4,798 in finance & insurance. In 2025, employees put in $6.22 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$322,425,116
Participants with balances1,758
Active participants1,440
Employer contributions$2,071,629
Employee contributions$12,895,594
Employer contribution per active participant$1,439
Average account balance$183,405
Benefits paid to participants$23,655,192
Plan auditUnmodified (clean) audit opinion
AuditorCROWE LLP
Plan history4
Yearassets · accounts · employer contribution
2025$322.4M · 1,758 accts · $2.1M emplr
2024$283.7M · 1,717 accts · $1.9M emplr
2023$251.5M · 1,686 accts · $1.8M emplr
2022$218.2M · 1,718 accts · $1.9M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$122,495
Total administrative$123,020
The Central National Gottesman Inc. 401(k) match · 2025
Employer contribution per active participant$1,439
Median for plans this size$4,295
2025$1,439 per active participant
2024$1,345 per active participant
2023$1,303 per active participant
2022$1,292 per active participant

Central National Gottesman Inc.'s 2025 employer contribution ran below the $4,295 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
THE VANGUARD GROUP INC · Recordkeeping · Custodial (securities)$123,020

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025Vanguard
2024Vanguard
2023Vanguard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$123,020 · 0.04%
2024$117,529 · 0.04%
2023$132,431 · 0.06%
2022$133,663 · 0.06%
All plans at this employer2
CENTRAL NATIONAL GOTTESMAN INC PROFIT SHARING PLANProfit-sharing plan
CENTRAL NATIONAL GOTTESMAN INC. 401(K) PLAN401(k)
Same employer
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Source: U.S. Department of Labor, Form 5500 series, EIN 130425246 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.