Plan Ledger DOL Form 5500 · updated monthly

Utica Mutual Insurance Company401(k)

UTICA MUTUAL INSURANCE COMPANY EMPLOYEE PROFIT SHARING AND INVESTMENT PLAN · NEW HARTFORD, NY · plan year 2024

Reported admin expense ratio · 2024
0.10%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Utica Mutual Insurance Company reported $339,760 in plan administrative expenses for 2024: 0.10% of average plan assets, above the peer median. Employer contributions averaged $6,514 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.11% to 0.10%. The plan sits in the $250M–$1B size bracket, benchmarked here against 2,883 comparable plans and shown alongside other finance & insurance employers. By assets it is the 308th-largest of 5,648 plans among New York employers on file, and the 399th of 4,798 in finance & insurance. In 2024, employees put in $1.38 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$347,770,231
Participants with balances1,975
Active participants1,390
Employer contributions$9,054,044
Employee contributions$12,528,302
Employer contribution per active participant$6,514
Average account balance$176,086
Benefits paid to participants$33,910,809
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$347.8M · 1,975 accts · $9.1M emplr
2023$320.7M · 1,970 accts · $8.4M emplr
2022$277.5M · 1,889 accts · $6.5M emplr
The Utica Mutual Insurance Company 401(k) match · 2024
Employer contribution per active participant$6,514
Median for plans this size$4,294
2024$6,514 per active participant
2023$5,987 per active participant
2022$4,909 per active participant

Utica Mutual Insurance Company's 2024 employer contribution ran above the $4,294 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
THE VANGUARD GROUP, INC. · Recordkeeping · Consulting$132,320
VANGUARD ADVISERS INC. · Investment advisory (participants)$141,731
CAPTRUST · Consulting$46,500
FITZGERALD DEPIETRO & WOJNAS$15,000
HUNTON ANDREWS KURTH LLP · Consulting$10,958

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Vanguard
2023Vanguard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$339,760 · 0.10%
2023$394,027 · 0.13%
2022$344,319 · 0.11%
Same employer
Similar plansFinance & Insurance · New York
Baron Capital, Inc. NY$353.9M · 0.01%
Tradeweb Markets LLC NY$331.9M · 0.02%
Warburg Pincus LLC NY$324.9M · 0.01%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 150476880 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.