Plan Ledger DOL Form 5500 · updated monthly

Cdg, Inc.401(k)

CDG ENGINEERS & ASSOCIATES, INC. 401(K) PROFIT SHARING PLAN · ANDALUSIA, AL · plan year 2024

Reported admin expense ratio · 2024
0.03%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Cdg, Inc. reported $5,708 in plan administrative expenses for 2024: 0.03% of average plan assets, lower than ~75% of peers. Employer contributions averaged $2,929 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.04% to 0.03%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is the 289th-largest of 902 plans among Alabama employers on file, and the 5,215th of 11,654 in professional & technical services. In 2024, employees put in $2.13 for every $1.00 the employer contributed; active participation has grown from 135 to 206 since 2022.

Plan summary
Net assets, end of year$21,944,291
Participants with balances202
Active participants206
Employer contributions$603,438
Employee contributions$1,287,716
Employer contribution per active participant$2,929
Average account balance$108,635
Benefits paid to participants$753,451
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$21.9M · 202 accts · $603K emplr
2023$17.7M · 172 accts · $457K emplr
2022$11.5M · 138 accts · $347K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$5,708
Total administrative$5,708
The Cdg, Inc. 401(k) match · 2024
Employer contribution per active participant$2,929
Median for plans this size$2,416
2024$2,929 per active participant
2023$2,419 per active participant
2022$2,567 per active participant

Cdg, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
ALLIANCE PENSION CONSULTANTS, LLC · Recordkeeping$5,708
CHARLES SCHWAB & CO., INC. · Custodial · Custodial (securities)$17
CHARLES SCHWAB TRUST BANK · Custodialindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ALLIANCE PENSION CONSULTANTS, LLC
2023ALLIANCE PENSION CONSULTANTS, LLC

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$5,708 · 0.03%
2023$6,302 · 0.04%
2022$4,673 · 0.04%
Same employer
Similar plansProfessional & Technical Services · Alabama
Gan Corporation AL$24.4M · 0.10%
Premployer, Inc. AL$23.3M · 0.94%
Thompson Gray, Inc. AL$22.5M · 0.48%
Tec-Masters, Inc. AL$20.8M · 0.57%
Simpeo, LLC AL$18.5M · 1.05%

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Source: U.S. Department of Labor, Form 5500 series, EIN 630696876 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.