Plan Ledger DOL Form 5500 · updated monthly

4M Research, Inc.401(k)

4M RESEARCH, INC. 401(K) PLAN · HUNTSVILLE, AL · plan year 2024

Reported admin expense ratio · 2024
0.02%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

4M Research, Inc. reported $4,139 in plan administrative expenses for 2024: 0.02% of average plan assets, lower than ~75% of peers. Employer contributions averaged $14,842 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.03% to 0.02%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is the 318th-largest of 902 plans among Alabama employers on file, and 5,854th of 11,654 in professional & technical services. In 2024, the employer put in $1.64 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$18,358,790
Participants with balances137
Active participants78
Employer contributions$1,157,664
Employee contributions$706,900
Employer contribution per active participant$14,842
Average account balance$134,006
Benefits paid to participants$929,448
Plan auditUnmodified (clean) audit opinion
AuditorHILL FOGG, P.C.
Plan history3
Yearassets · accounts · employer contribution
2024$18.4M · 137 accts · $1.2M emplr
2023$15.9M · 149 accts · $1.3M emplr
2022$13.7M · 140 accts · $2.2M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$4,139
Total administrative$4,139
The 4M Research, Inc. 401(k) match · 2024
Employer contribution per active participant$14,842
Median for plans this size$2,416
2024$14,842 per active participant
2023$16,281 per active participant
2022$26,237 per active participant

4M Research, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
STANCORP FINANCIAL GROUP · Claims processing · Recordkeeping$153,525

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024The Standard
2023The Standard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$4,139 · 0.02%
2023$2,705 · 0.02%
2022$3,240 · 0.03%
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Simpeo, LLC AL$18.5M · 1.05%
Mspark Media, LLC AL$18.2M · 0.00%
Yorktown Systems Group AL$18.1M · 0.47%
Teksouth Corporation AL$17.4M · 0.42%
Lewis Communications, Inc. AL$16.8M · 0.25%

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Source: U.S. Department of Labor, Form 5500 series, EIN 261388617 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.