Plan Ledger DOL Form 5500 · updated monthly

Care Central Vna and Hospice,401(k)

401(K) PROFIT SHARING PLAN FOR EMPLOYEES OF CARE CENTRAL VNA AND HOSPICE, INC. · GARDNER, MA · plan year 2025

Reported admin expense ratio · 2025
0.46%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Care Central Vna and Hospice, reported $81,847 in plan administrative expenses for 2025: 0.46% of average plan assets, higher than ~75% of peers. Employer contributions averaged $958 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.02% to 0.46%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 1,353rd-largest of 2,726 plans among Massachusetts employers on file, and the 3,826th of 11,911 in health care & social assistance. In 2025, employees put in $3.13 for every $1.00 the employer contributed; active participation has grown from 201 to 229 since 2022.

Plan summary
Net assets, end of year$19,022,273
Participants with balances306
Active participants229
Employer contributions$219,381
Employee contributions$687,659
Employer contribution per active participant$958
Average account balance$62,164
Benefits paid to participants$2,092,366
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$19.0M · 306 accts · $219K emplr
2024$16.8M · 282 accts · $203K emplr
2023$17.7M · 320 accts · $206K emplr
2022$16.7M · 322 accts · $549K emplr
Administrative expenses, itemized · 2025
Investment management$2,814
Total administrative$81,847
The Care Central Vna and Hospice, 401(k) match · 2025
Employer contribution per active participant$958
Median for plans this size$2,666
2025$958 per active participant
2024$1,086 per active participant
2023$1,003 per active participant
2022$2,730 per active participant

Care Central Vna and Hospice,'s 2025 employer contribution ran below the $2,666 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
MUTUAL OF AMERICA SEC. CORP LLC · Recordkeeping · Loan processing$64,583
WILSHIRE ASSOCIATES INC. · Named fiduciary$8,790

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025Mutual of America
2024Mutual of America
2023Mutual of America

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$81,847 · 0.46%
2024$46,535 · 0.27%
2023$2,136 · 0.01%
2022$2,934 · 0.02%
Same employer
Similar plansHealth Care & Social Assistance · Massachusetts
Epoch Senior Living, LLC MA$19.2M · 0.53%
Health Management Services MA$18.4M · 0.42%

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Source: U.S. Department of Labor, Form 5500 series, EIN 042104246 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.