Plan Ledger DOL Form 5500 · updated monthly

Cataldo Ambulance Service, Inc401(k)

CATALDO AMBULANCE SERVICE, INC 401(K) PROFIT SHARING PLAN · SOMERVILLE, MA · plan year 2025

Reported admin expense ratio · 2025
0.00%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Cataldo Ambulance Service, Inc reported $500 in plan administrative expenses for 2025: 0.00% of average plan assets, lower than ~75% of peers. Employer contributions averaged $107 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.003% to 0.003%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Massachusetts (1,419th of 2,726), and the 4,016th of 11,911 in health care & social assistance. In 2025, employees put in $8.28 for every $1.00 the employer contributed; active participation has grown from 423 to 945 since 2022.

Plan summary
Net assets, end of year$17,742,185
Participants with balances310
Active participants945
Employer contributions$101,015
Employee contributions$836,145
Employer contribution per active participant$107
Average account balance$57,233
Benefits paid to participants$989,870
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$17.7M · 310 accts · $101K emplr
2024$15.6M · 285 accts · $98K emplr
2023$14.1M · 298 accts · $104K emplr
2022$12.4M · 273 accts · $103K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$205
Investment management$295
Total administrative$500
The Cataldo Ambulance Service, Inc 401(k) match · 2025
Employer contribution per active participant$107
Median for plans this size$2,666
2025$107 per active participant
2024$96 per active participant
2023$94 per active participant
2022$244 per active participant

Cataldo Ambulance Service, Inc's 2025 employer contribution ran below the $2,666 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
SENTRY LIFE INSURANCE COMPANY$205

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$500 · 0.00%
2024$856 · 0.01%
2023$579 · 0.00%
2022$468 · 0.00%
Same employer
Similar plansHealth Care & Social Assistance · Massachusetts
Health Management Services MA$18.4M · 0.42%
Upstream USA, Inc. MA$17.5M · 0.44%

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Source: U.S. Department of Labor, Form 5500 series, EIN 042621862 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.