Plan Ledger DOL Form 5500 · updated monthly

Cadmium, LLC401(k)

CADMIUM, LLC 401(K) PLAN · FOREST HILL, MD · plan year 2024

Reported admin expense ratio · 2024
0.68%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Cadmium, LLC reported $88,929 in plan administrative expenses for 2024: 0.68% of average plan assets, higher than ~90% of peers. Employer contributions averaged $5,014 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.63% to 0.68%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is the 817th-largest of 1,671 plans among Maryland employers on file, and 6,772nd of 11,654 in professional & technical services. In 2024, employees put in $2.07 for every $1.00 the employer contributed; active participation has shrunk from 146 to 130 since 2022.

Plan summary
Net assets, end of year$14,191,177
Participants with balances174
Active participants130
Employer contributions$651,792
Employee contributions$1,347,113
Employer contribution per active participant$5,014
Average account balance$81,558
Benefits paid to participants$1,441,164
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$14.2M · 174 accts · $652K emplr
2023$11.8M · 184 accts · $654K emplr
2022$8.3M · 178 accts · $635K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$88,929
Total administrative$88,929
The Cadmium, LLC 401(k) match · 2024
Employer contribution per active participant$5,014
Median for plans this size$2,416
2024$5,014 per active participant
2023$4,420 per active participant
2022$4,347 per active participant

Cadmium, LLC's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$84,293
ASCENSUS · Contract administrator · Other services$4,635
MML INSURANCE AGENCY LLC · Other servicesindirect comp
MML INVESTORS SERVICES LLC · Other servicesindirect comp
WILSHIRE ADVISORS · Investment advisory (plan)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$88,929 · 0.68%
2023$62,907 · 0.62%
2022$52,710 · 0.63%
Same employer
Similar plansProfessional & Technical Services · Maryland
Bct LLC MD$14.7M · 0.34%
Ashcraft & Gerel, LLP MD$14.7M · 0.13%
Stratus Solutions Inc. MD$14.2M · 0.06%
Planet Depos, LLC MD$13.8M · 0.47%

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Source: U.S. Department of Labor, Form 5500 series, EIN 522234166 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.