Plan Ledger DOL Form 5500 · updated monthly

Fiducial, Inc.401(k)

FEDERATED FUNERAL DIRECTORS OF AMERICA, INC., A FIDUCIAL COMPANY, 401(K) SAVINGS PLAN · COLUMBIA, MD · plan year 2023

Reported admin expense ratio · 2023
0.33%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Fiducial, Inc. reported $55,215 in plan administrative expenses for 2023: 0.33% of average plan assets, above the peer median. Employer contributions averaged $2,425 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.20% to 0.36%. The plan sits in the $10M–$50M size bracket, benchmarked here against 26,779 comparable plans and shown alongside other professional & technical services employers. By assets it is the 709th-largest of 1,671 plans among Maryland employers on file, and 5,940th of 11,654 in professional & technical services. In 2023, employees put in $2.58 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$17,872,728
Participants with balances146
Active participants114
Employer contributions$276,430
Employee contributions$712,222
Employer contribution per active participant$2,425
Average account balance$122,416
Benefits paid to participants$1,434,570
Plan auditUnmodified (clean) audit opinion
AuditorJONES, MARESCA & MCELWANEY, P.A.
Plan history3
Yearassets · accounts · employer contribution
2024$17.5M · 145 accts · $261K emplr
2023$17.9M · 146 accts · $276K emplr
2022$15.7M · 153 accts · $275K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$13,365
Investment management$41,850
Total administrative$55,215
The Fiducial, Inc. 401(k) match · 2023
Employer contribution per active participant$2,425
Median for plans this size$2,440
2024$1,866 per active participant
2023$2,425 per active participant
2022$2,436 per active participant

Fiducial, Inc.'s 2023 employer contribution ran below the $2,440 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20232
STRATEGIC WEALTH PARTNERS GROUP LLC · Investment advisory (plan)$41,850

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024T. Rowe Price
2023T. Rowe Price

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$64,293 · 0.36%
2023$55,215 · 0.33%
2022$33,598 · 0.20%
All plans at this employer2
FIDUCIAL 401(K) RETIREMENT SAVINGS PLAN401(k)
FEDERATED FUNERAL DIRECTORS OF AMERICA, INC., A FIDUCIAL COMPANY, 401(K) SAVINGS PLAN401(k)
Same employer
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Source: U.S. Department of Labor, Form 5500 series, EIN 134009035 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.