Plan Ledger DOL Form 5500 · updated monthly

American Contracting & Environmental Services, Inc.401(k)

AMERICAN CONTRACTING & ENVIRONMENTAL SERVICES, INC 401K PROFIT SHARING PLAN · MARRIOTTSVILLE, MD · plan year 2024

Reported admin expense ratio · 2024
0.27%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

American Contracting & Environmental Services, Inc. reported $43,882 in plan administrative expenses for 2024: 0.27% of average plan assets, below the peer median. Employer contributions averaged $8,358 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.22% to 0.27%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other construction employers. By assets it is the 702nd-largest of 1,671 plans among Maryland employers on file, and the 2,171st of 5,337 in construction. In 2024, the employer put in $1.99 for every $1.00 employees contributed themselves; active participation has grown from 194 to 237 since 2022.

Plan summary
Net assets, end of year$18,087,438
Participants with balances267
Active participants237
Employer contributions$1,980,911
Employee contributions$995,174
Employer contribution per active participant$8,358
Average account balance$67,743
Benefits paid to participants$1,181,396
Plan auditUnmodified (clean) audit opinion
AuditorFAW CASSON & CO LLP
Plan history3
Yearassets · accounts · employer contribution
2024$18.1M · 267 accts · $2.0M emplr
2023$14.0M · 263 accts · $1.6M emplr
2022$10.9M · 246 accts · $1.4M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$37,800
Investment management$4,982
Total administrative$43,882
The American Contracting & Environmental Services, Inc. 401(k) match · 2024
Employer contribution per active participant$8,358
Median for plans this size$2,416
2024$8,358 per active participant
2023$7,920 per active participant
2022$7,054 per active participant

American Contracting & Environmental Services, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
RAYMOND JAMES FINANCIAL SERVICE · Investment advisory (plan)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$43,882 · 0.27%
2023$43,672 · 0.35%
2022$25,068 · 0.22%
Same employer
Similar plansConstruction · Maryland
Orndorff & Spaid, Inc. MD$18.5M · 0.57%
Cj Miller, LLC MD$16.9M · 0.33%
Francis O. Day Co., Inc. MD$16.5M · 0.34%

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Source: U.S. Department of Labor, Form 5500 series, EIN 043754877 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.