Plan Ledger DOL Form 5500 · updated monthly

Abnb Federal Credit Union401(k)

ABNB FEDERAL CREDIT UNION 401(K) PLAN & TRUST · CHESAPEAKE, VA · plan year 2025

Reported admin expense ratio · 2025
0.16%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Abnb Federal Credit Union reported $29,538 in plan administrative expenses for 2025: 0.16% of average plan assets, below the peer median. Employer contributions averaged $3,090 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.10% to 0.16%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other finance & insurance employers. By assets it is the 986th-largest of 2,266 plans among Virginia employers on file, and 3,045th of 4,798 in finance & insurance. In 2025, employees put in $1.28 for every $1.00 the employer contributed; active participation has grown from 214 to 281 since 2022.

Plan summary
Net assets, end of year$20,143,715
Participants with balances271
Active participants281
Employer contributions$868,304
Employee contributions$1,113,254
Employer contribution per active participant$3,090
Average account balance$74,331
Benefits paid to participants$2,491,449
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$20.1M · 271 accts · $868K emplr
2024$16.9M · 278 accts · $809K emplr
2023$13.7M · 262 accts · $753K emplr
2022$12.3M · 262 accts · $631K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$26,478
Investment management$3,060
Total administrative$29,538
The Abnb Federal Credit Union 401(k) match · 2025
Employer contribution per active participant$3,090
Median for plans this size$2,666
2025$3,090 per active participant
2024$3,595 per active participant
2023$3,422 per active participant
2022$2,949 per active participant

Abnb Federal Credit Union's 2025 employer contribution ran above the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
EMPOWER ADVISORY GROUP, LLC · Investment management$3,060

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$29,538 · 0.16%
2024$21,869 · 0.14%
2023$18,199 · 0.14%
2022$13,604 · 0.10%
Same employer
Similar plansFinance & Insurance · Virginia
Ejf Capital LLC VA$22.9M · 0.38%
McLean Mortgage Corporation VA$19.0M · 0.35%

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Source: U.S. Department of Labor, Form 5500 series, EIN 540699296 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.