Plan Ledger DOL Form 5500 · updated monthly

Dupont Community Credit Union401(k)

DUPONT COMMUNITY CREDIT UNION 401(K) PLAN · WAYNESBORO, VA · plan year 2024

Reported admin expense ratio · 2024
0.30%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Dupont Community Credit Union reported $55,181 in plan administrative expenses for 2024: 0.30% of average plan assets, above the peer median. Employer contributions averaged $1,412 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.25% to 0.30%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 1,012th-largest of 2,266 plans among Virginia employers on file, and 3,112th of 4,798 in finance & insurance. In 2024, employees put in $2.93 for every $1.00 the employer contributed; active participation has grown from 300 to 332 since 2022.

Plan summary
Net assets, end of year$19,504,527
Participants with balances355
Active participants332
Employer contributions$468,855
Employee contributions$1,374,806
Employer contribution per active participant$1,412
Average account balance$54,942
Benefits paid to participants$1,625,409
Plan auditUnmodified (clean) audit opinion
AuditorBROWN, EDWARDS & COMPANY, LLC
Plan history3
Yearassets · accounts · employer contribution
2024$19.5M · 355 accts · $469K emplr
2023$16.9M · 334 accts · $416K emplr
2022$14.0M · 327 accts · $392K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$37,736
Investment management$17,445
Total administrative$55,181
The Dupont Community Credit Union 401(k) match · 2024
Employer contribution per active participant$1,412
Median for plans this size$2,416
2024$1,412 per active participant
2023$1,369 per active participant
2022$1,306 per active participant

Dupont Community Credit Union's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
CMFG LIFE INSURANCE COMPANY · Recordkeeping · Pension consulting$37,413
MEMBERS CAPITAL ADVISORS, INC. D/B/ · Investment advisory (plan)$17,669

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024TruStage (CUNA Mutual)
2023TruStage (CUNA Mutual)

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$55,181 · 0.30%
2023$48,664 · 0.32%
2022$38,993 · 0.25%
Same employer
Similar plansFinance & Insurance · Virginia
Abnb Federal Credit Union VA$20.1M · 0.16%
McLean Mortgage Corporation VA$19.0M · 0.35%

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Source: U.S. Department of Labor, Form 5500 series, EIN 540662923 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.