Plan Ledger DOL Form 5500 · updated monthly

Rockingham Insurance Company401(k)

ROCKINGHAM GROUP RETIREMENT PLAN · HARRISONBURG, VA · plan year 2025

Reported admin expense ratio · 2025
0.25%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Rockingham Insurance Company reported $45,936 in plan administrative expenses for 2025: 0.25% of average plan assets, below the peer median. Employer contributions averaged $6,139 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.34% to 0.25%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other finance & insurance employers. By assets it is the 1,019th-largest of 2,266 plans among Virginia employers on file, and 3,143rd of 4,798 in finance & insurance. In 2025, employees put in $1.12 for every $1.00 the employer contributed; active participation has shrunk from 130 to 103 since 2022.

Plan summary
Net assets, end of year$19,092,426
Participants with balances134
Active participants103
Employer contributions$632,277
Employee contributions$709,911
Employer contribution per active participant$6,139
Average account balance$142,481
Benefits paid to participants$3,583,088
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$19.1M · 134 accts · $632K emplr
2024$18.3M · 129 accts · $546K emplr
2023$18.3M · 136 accts · $702K emplr
2022$16.5M · 151 accts · $842K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$45,936
Total administrative$45,936
The Rockingham Insurance Company 401(k) match · 2025
Employer contribution per active participant$6,139
Median for plans this size$2,666
2025$6,139 per active participant
2024$5,747 per active participant
2023$6,437 per active participant
2022$6,473 per active participant

Rockingham Insurance Company's 2025 employer contribution ran above the $2,666 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$46,820
MORNINGSTAR INVESTMENT MANAGEMENT L · Investment advisory (participants)indirect comp
WILSHIRE ADVISORS LLC · Investment advisory (plan)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$45,936 · 0.25%
2024$62,231 · 0.34%
2023$61,099 · 0.35%
2022$58,072 · 0.34%
Same employer
Similar plansFinance & Insurance · Virginia
Abnb Federal Credit Union VA$20.1M · 0.16%
McLean Mortgage Corporation VA$19.0M · 0.35%

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Source: U.S. Department of Labor, Form 5500 series, EIN 540837857 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.