Heartland Credit Unionbenefits

Heartland Credit Union's benefits plans covered 117 active participants in 2025, providing health · life · dental · vision · long-term disability · death benefits · other. Insurance premiums totaled $69,584. Insurance brokers and agents were paid $40,315 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 57.9% of premiums. That is $345 per covered person, above the median for employer plans that report broker pay. Broker pay rose 2.8% from $39,227 in 2024.