Plan Ledger DOL Form 5500 · updated monthly

Heartland Dental, LLCbenefits

Heartland Dental Comprehensive Health & Welfare Benefits Plan · EFFINGHAM, IL · plan year 2025

Broker compensation reported · 2025
$2,698,276

Heartland Dental, LLC's benefits plans covered 20,433 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance premiums totaled $345,025. Insurance brokers and agents were paid $2,698,276 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 782.1% of premiums. That is $132 per covered person, below the median for employer plans that report broker pay. Broker pay fell 7.9% from $2,930,103 in 2024.

Insurance contracts · 202520
BLUECROSS BLUESHIELD OF ILLINOIS · health$345K · 58 covered
VISION SERVICE PLAN · visionpremiums n/a · 11,651 covered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY · stdpremiums n/a · 5,009 covered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY · ltdpremiums n/a · 4,188 covered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY · lifepremiums n/a · 20,579 covered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY · lifepremiums n/a · 9,503 covered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY · stdpremiums n/a · 3,398 covered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY · stdpremiums n/a · 2,783 covered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANYpremiums n/a · 2,278 covered
BLUECROSS BLUESHIELD OF ILLINOIS · dentalpremiums n/a · 67 covered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY · ltdpremiums n/a · 520 covered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY · stdpremiums n/a · 229 covered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY · lifepremiums n/a · 134 covered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY · lifepremiums n/a · 519 covered
HIGHMARK WESTERN AND NORTHEASTERN NEW YORK INC. · health drugpremiums n/a · 132 covered
VISION SERVICE PLAN · visionpremiums n/a · 58 covered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY · ltdpremiums n/a · 58 covered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY · lifepremiums n/a · 58 covered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY · lifepremiums n/a · 58 covered
Brokers & agents paid · 20258
DIGITAL INSURANCE LLC$2,580,926 · incl $639,641 fees
LAWLEY LLC$82,346 · incl $13,669 fees
ALTERITY GROUP LLC$3,139 · incl $3,139 fees
JAS D COLLIER AND COMPANY$9,132 · incl $7,909 fees
THE ULTIMATE SOFTWARE GROUP INC.$3,609 · incl $3,609 fees
GALLAGHER BENEFIT SERVICES$1,632 · incl $1,632 fees
GALLAGHER BENEFIT SERVICES INC.$2,505 · incl $2,184 fees
Also brokered by Digital Insurance LLC5
Ciox Health, LLC AZ$483,249

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 010854205 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.