Plan Ledger DOL Form 5500 · updated monthly

Fratco, Inc.benefits

Fratco, Inc. Health and Welfare Benefit Plan · MONTICELLO, IN · plan year 2025

Broker compensation reported · 2025
$19,502

Fratco, Inc.'s benefits plans covered 148 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits. Insurance premiums totaled $77,340. Insurance brokers and agents were paid $19,502 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 25.2% of premiums. That is $132 per covered person, below the median for employer plans that report broker pay. Broker pay fell 56% from $44,422 in 2024.

Insurance contracts · 20252
DELTA DENTAL OF INDIANA · dental vision$77K · 192 covered
HARTFORD LIFE AND ACCIDENT · life ltdpremiums n/a · 148 covered
Brokers & agents paid · 20253
MCGOHAN/BRABENDER AGENCY, INC.$13,205 · incl $4,083 fees
WATCHTOWER BENEFITS, LLC$240 · incl $240 fees
Also brokered by McGohan/Brabender Agency, Inc.5
Divisions, Inc. OH$71,412
Mirac, LLC OH$22,715

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 350993239 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.