Plan Ledger DOL Form 5500 · updated monthly

Divisions, Inc.benefits

Divisions, Inc. Employee Benefit Plan · CINCINNATI, OH · plan year 2025

Broker compensation reported · 2025
$90,133

Divisions, Inc.'s benefits plans covered 867 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits. Insurance premiums totaled $342,442. Insurance brokers and agents were paid $90,133 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 26.3% of premiums. That is $104 per covered person, below the median for employer plans that report broker pay. Broker pay rose 1.3% from $88,938 in 2024.

Insurance contracts · 20254
DELTA DENTAL OF KENTUCKY · dental$342K · 1,207 covered
RELIASTAR LIFE INSURANCE COMPANY · life std ltdpremiums n/a · 1,274 covered
AMERITAS LIFE INSURANCE CORP · visionpremiums n/a · 1,157 covered
CIGNA HEALTH AND LIFE INSURANCE COMPANYpremiums n/a · 867 covered
Brokers & agents paid · 20255
MCGOHAN/BRABENDER AGENCY, INC.$71,412 · incl $2,665 fees
MCGOHAN BRABENDER AGENCY, INC.$10,023 · incl $3,401 fees
WATCHTOWER TECHNOLOGIES, INC.$3,923 · incl $3,923 fees
C2 CENTRIC, LLC$2,615 · incl $2,615 fees
ADP, INC.$2,160 · incl $2,160 fees
Also brokered by McGohan/Brabender Agency, Inc.5
Mirac, LLC OH$22,715

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 611346414 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.