Plan Ledger DOL Form 5500 · updated monthly

Caldwell Medical Centerbenefits

Caldwell Medical Center Employee Benefits Plan · PRINCETON, KY · plan year 2025

Broker compensation reported · 2025
$103,131

Caldwell Medical Center's benefits plans covered 195 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance premiums totaled $83,947. Insurance brokers and agents were paid $103,131 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 122.9% of premiums. That is $529 per covered person, in the top quarter of employer plans that report broker pay. Broker pay rose 55% from $66,323 in 2024.

Insurance contracts · 20254
DELTA DENTAL OF KENTUCKY · dental$84K · 311 covered
ANTHEM HEALTH PLANS OF KY, INC. · health vision ppopremiums n/a · 167 covered
AMERICAN UNITED LIFE INSURANCE COMPANY · life ltdpremiums n/a · 195 covered
COLONIAL LIFE & ACCIDENT INSURANCE COMPANY · lifepremiums n/a · 124 covered
Brokers & agents paid · 202516
HIGGINS INSURANCE LLC$41,932
BENEFIT ENROLLMENT SERVICES INC$4,448 · incl $1,206 fees
DENNIS E TRAYWICK$3,709 · incl $1,027 fees
HIGGINS INSURANCE INC$36,814 · incl $3,606 fees
INSPIRED INC$2,526 · incl $528 fees
GALLAGHER BENEFIT SERVICES INC$2,479 · incl $2,479 fees
KRISTIN BENNETT$1,832
BRENDA H BRIDGES$1,109
VICTORIA L FLYNN$1,036 · incl $25 fees
PEEL AND HOLLAND INC$482 · incl $482 fees
JM TAMER & CO$127
HOUCHENS INSURANCE GROUP INC$14
KENTUCKY HOSPITAL SVS CORP$10
BENEFIT SOLUTIONS GROUP INC$3
12 individual agents · names withheld$4,371

Individual agents paid under $1,000 on this filing are shown as a total. The amounts are as filed; only the personal names are withheld.

Also brokered by Higgins Insurance LLC1
Fnb Bank, Inc. KY$24,584

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 610432526 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.