Plan Ledger DOL Form 5500 · updated monthly

Fnb Bank, Inc.benefits

Fnb Bank, Inc. Health and Welfare Benefit Plan · MAYFIELD, KY · plan year 2025

Broker compensation reported · 2025
$43,672

Fnb Bank, Inc.'s benefits plans covered 115 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance brokers and agents were paid $43,672 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $380 per covered person, above the median for employer plans that report broker pay. Brokers were paid 14.2x the $3,068 reported for 2024.

Insurance contracts · 20253
ANTHEM HEALTH PLANS OF KY, INC. · health drug dental vision ppopremiums n/a · 107 covered
AMERICAN UNITED LIFE INSURANCE COMPANY · life std ltdpremiums n/a · 115 covered
Brokers & agents paid · 20256
HIGGINS INSURANCE LLC$24,584
HIGGINS INSURANCE INC$16,404 · incl $2,982 fees
CRTX2 LLC$944 · incl $462 fees
INSPIRED INC$323 · incl $80 fees
5 individual agents · names withheld$1,024

Individual agents paid under $1,000 on this filing are shown as a total. The amounts are as filed; only the personal names are withheld.

Also brokered by Higgins Insurance LLC1

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 610273337 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.