Ballston Spa National Bankbenefits
Ballston Spa National Bank Welfare Benefit Plan · BALLSTON SPA, NY · plan year 2025
Broker compensation reported · 2025
$13,441
Ballston Spa National Bank's benefits plans covered 136 active participants in 2025, providing health · life · dental · vision · long-term disability · other. Insurance brokers and agents were paid $13,441 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $99 per covered person, below the median for employer plans that report broker pay. Broker pay fell 20% from $16,725 in 2024.
Insurance contracts · 20256
ANTHEM BLUE CROSS · visionpremiums n/a · 81 covered
DELTA DENTAL OF NEW YORK · dentalpremiums n/a · 91 covered
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICApremiums n/a · 44 covered
FIRST RELIANCE STANDARD LIFE INSURANCE COMPANY · lifepremiums n/a · 136 covered
FIRST RELIANCE STANDARD LIFE INSURANCE COMPANYpremiums n/a · 136 covered
FIRST RELIANCE STANDARD LIFE INSURANCE COMPANY · ltdpremiums n/a · 129 covered
Brokers & agents paid · 20253
MARSHALL&STERLING EMPLOYEE BENEFITS$13,037 · incl $86 fees
ROSE & KIERNAN, INC.$214
NFP CORPORATE SERVICES (NY) LLC$190 · incl $79 fees
Also brokered by Marshall&Sterling Employee Benefits5
Centerlight Health System NY$227,825
Hudson Valley Hospice NY$129,614
Fort Hudson Nursing Center, Inc. NY$109,013
F.W. of Saratoga, Inc. NY$91,307
Rbt Cpa's NY$65,786
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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 140486153 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.