Plan Ledger DOL Form 5500 · updated monthly

F.W. of Saratoga, Inc.benefits

F.W. of Saratoga, Inc. Welfare Benefit Plan · SARATOGA SPRINGS, NY · plan year 2025

Broker compensation reported · 2025
$98,484

F.W. of Saratoga, Inc.'s benefits plans covered 241 active participants in 2025, providing health · life · dental · long-term disability · other. Insurance brokers and agents were paid $98,484 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $409 per covered person, above the median for employer plans that report broker pay. Broker pay fell 4.6% from $103,222 in 2024.

Insurance contracts · 20254
CAPITAL DISTRICT PHYSICIAN'S HEALTH PLAN INC. · healthpremiums n/a · 174 covered
FIRST UNUM LIFE INSURANCE COMPANY · life ltdpremiums n/a · 241 covered
FIRST UNUM LIFE INSURANCE COMPANYpremiums n/a · 15 covered
FIRST UNUM LIFE INSURANCE COMPANY · ltdpremiums n/a · 9 covered
Brokers & agents paid · 20252
MARSHALL&STERLING EMPLOYEE BENEFITS$91,307
MARSHALL & STERLING INC$7,177
Also brokered by Marshall&Sterling Employee Benefits5
Rbt Cpa's NY$65,786

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 133290293 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.