Plan Ledger DOL Form 5500 · updated monthly

A.N. Deringerbenefits

A.N. Deringer Health & Welfare Benefit Plan · SAINT ALBANS, VT · plan year 2025

Broker compensation reported · 2025
$135,314

A.N. Deringer's benefits plans covered 521 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · other. Insurance premiums totaled $525,177. Insurance brokers and agents were paid $135,314 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 25.8% of premiums. That is $260 per covered person, above the median for employer plans that report broker pay. Broker pay fell 9.5% from $149,541 in 2024.

Insurance contracts · 20259
STANDARD LIFE INSURANCE COMPANY · life$294K · 521 covered
STANDARD INSURANCE COMPANY · ltd$142K · 522 covered
STANDARD INSURANCE COMPANY · std$89K · 521 covered
CIGNA HEALTH AND LIFE INSURANCE COMPANY · healthpremiums n/a · 382 covered
VISION SERVICE PLAN · visionpremiums n/a · 480 covered
Brokers & agents paid · 20255
DIGITAL INSURANCE LLC$68,373 · incl $64,607 fees
UKG INC.$19,472 · incl $19,472 fees
DIGITAL INSURANCE INC.$42,057 · incl $13,631 fees
AN DERINGER, INC.$3,760 · incl $3,760 fees
Also brokered by Digital Insurance LLC5

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 030117050 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.