Plan Ledger DOL Form 5500 · updated monthly

A.N. Deringer, Inc.401(k)

A.N. DERINGER, INC.401(K) PLAN · ST. ALBANS, VT · plan year 2024

Reported admin expense ratio · 2024
0.36%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

A.N. Deringer, Inc. reported $196,084 in plan administrative expenses for 2024: 0.36% of average plan assets, higher than ~90% of peers. Employer contributions averaged $3,119 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.24% to 0.36%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other professional & technical services employers. By assets it is the 34th-largest of 230 plans among Vermont employers on file, and the 2,355th of 11,654 in professional & technical services. In 2024, employees put in $1.39 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$60,623,188
Participants with balances609
Active participants530
Employer contributions$1,653,050
Employee contributions$2,301,956
Employer contribution per active participant$3,119
Average account balance$99,545
Benefits paid to participants$2,363,334
Plan auditUnmodified (clean) audit opinion
AuditorMCSOLEY & MCCOY & CO
Plan history3
Yearassets · accounts · employer contribution
2024$60.6M · 609 accts · $1.7M emplr
2023$49.8M · 603 accts · $1.6M emplr
2022$40.0M · 588 accts · $1.5M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$95,347
Investment management$100,737
Total administrative$196,084
The A.N. Deringer, Inc. 401(k) match · 2024
Employer contribution per active participant$3,119
Median for plans this size$3,635
2024$3,119 per active participant
2023$2,973 per active participant
2022$2,920 per active participant

A.N. Deringer, Inc.'s 2024 employer contribution ran below the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
STANDARD CORP FINANCIAL GROUP · Claims processing · Recordkeeping$95,347
MORGAN STANLEY · Accounting / audit$100,737

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024STANDARD CORP FINANCIAL GROUP
2023STANDARD CORP FINANCIAL GROUP

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$196,084 · 0.36%
2023$164,565 · 0.37%
2022$102,537 · 0.24%
Same employer
Similar plansProfessional & Technical Services · Vermont
Downs Rachlin Martin PLLC VT$119.6M · 0.14%
Hallam Associates, Inc. VT$35.2M · 0.30%
Chroma Technology Corp VT$32.2M · 0.01%
Dubois & King, Inc. VT$21.9M · 0.22%

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Source: U.S. Department of Labor, Form 5500 series, EIN 030117050 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.