Plan Ledger DOL Form 5500 · updated monthly

Ziphq, Inc.401(k)

ZIPHQ 401(K) PLAN · SAN FRANCISCO, CA · plan year 2024

Reported admin expense ratio · 2024
0.10%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Ziphq, Inc. reported $9,067 in plan administrative expenses for 2024: 0.10% of average plan assets, lower than ~75% of peers. Employer contributions averaged $0 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio rose from 0.09% to 0.10%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other wholesale trade employers. By assets it is among the smaller plans on file in California (5,138th of 9,483), and 2,753rd of 4,246 in wholesale trade.

Plan summary
Net assets, end of year$11,262,704
Participants with balances293
Active participants267
Employer contributions$0
Employee contributions$3,654,618
Employer contribution per active participant$0
Average account balance$38,439
Benefits paid to participants$1,316,708
Plan auditUnmodified (clean) audit opinion
Plan history2
Yearassets · accounts · employer contribution
2024$11.3M · 293 accts
2023$6.2M · 245 accts
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$2,152
Investment management$6,915
Total administrative$9,067
The Ziphq, Inc. 401(k) match · 2024
Employer contribution per active participant$0
Median for plans this size$1,313

Ziphq, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
GUIDELINE, INC. · Plan administrator · Recordkeeping$8,086
BENEFIT TRUST COMPANY · Custodial · Custodial (securities)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history2
2024$9,067 · 0.10%
2023$3,807 · 0.09%
Same employer
Similar plansWholesale Trade · California
Stan Boyett & Son, Inc. CA$11.7M · 0.33%
Hanwha Q Cells America CA$11.7M · 0.39%
Rancho Foods Inc. CA$11.7M · 0.03%
Test Rite Products Corp. CA$11.4M · 0.60%
Dolan's of Concord/Pinole CA$11.2M · 0.38%
Stone Distributing Company CA$11.1M · 0.13%
Turf Star, Inc. CA$10.9M · 0.01%

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Source: U.S. Department of Labor, Form 5500 series, EIN 832736232 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.