Plan Ledger DOL Form 5500 · updated monthly

Fresno Beverage Company, Inc.401(k)

VALLEY WIDE BEVERAGE COMPANY 401(K) PROFIT SHARING PLAN · FRESNO, CA · plan year 2024

Reported admin expense ratio · 2024
0.80%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Fresno Beverage Company, Inc. reported $74,223 in plan administrative expenses for 2024: 0.80% of average plan assets, above the peer median. Employer contributions averaged $1,038 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.97% to 0.80%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other wholesale trade employers. By assets it is among the smaller plans on file in California (5,504th of 9,483), and 2,938th of 4,246 in wholesale trade. In 2024, employees put in $1.22 for every $1.00 the employer contributed; active participation has grown from 304 to 345 since 2022.

Plan summary
Net assets, end of year$9,839,520
Participants with balances149
Active participants345
Employer contributions$357,981
Employee contributions$438,213
Employer contribution per active participant$1,038
Average account balance$66,037
Benefits paid to participants$687,134
Plan auditUnmodified (clean) audit opinion
AuditorPLANCHEC(K) CPA'S LLC
Plan history3
Yearassets · accounts · employer contribution
2024$9.8M · 149 accts · $358K emplr
2023$8.8M · 130 accts · $345K emplr
2022$7.1M · 126 accts · $317K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$74,223
Total administrative$74,223
The Fresno Beverage Company, Inc. 401(k) match · 2024
Employer contribution per active participant$1,038
Median for plans this size$1,313
2024$1,038 per active participant
2023$1,042 per active participant
2022$1,044 per active participant

Fresno Beverage Company, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
APS - PENTEGRA · Plan administrator · Recordkeeping$9,437
ROUSH INVESTMENTS, LLC · Investment advisory (participants) · Investment advisory (plan)$34,689
PROACCOUNT · Investment advisory (participants)$21,310
IRON FIDUCIARY · Investment advisory (participants)$4,683
NATIONWIDE · Investment advisory (participants)$1,507

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$74,223 · 0.80%
2023$80,958 · 1.02%
2022$74,493 · 0.97%
Similar plansWholesale Trade · California
Eastman Strings Inc CA$10.0M · 0.57%
Taylored Services, LLC CA$9.9M · 0.17%
Sambrailo Packaging, Inc. CA$9.8M · 0.05%
Odu-Usa Inc CA$9.7M · 0.50%

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Source: U.S. Department of Labor, Form 5500 series, EIN 770057122 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.