Plan Ledger DOL Form 5500 · updated monthly

Your Building Centers, Inc.401(k)

YOUR BUILDING CENTERS, INC. CAPITAL ACCUMULATION 401K PLAN · ALTOONA, PA · plan year 2024

Reported admin expense ratio · 2024
0.15%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Your Building Centers, Inc. reported $33,754 in plan administrative expenses for 2024: 0.15% of average plan assets, below the peer median. Employer contributions averaged $1,093 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.147%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 1,382nd-largest of 3,651 plans among Pennsylvania employers on file, and the 1,245th of 5,215 in retail trade. In 2024, employees put in $2.60 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$24,020,150
Participants with balances237
Active participants349
Employer contributions$381,496
Employee contributions$993,092
Employer contribution per active participant$1,093
Average account balance$101,351
Benefits paid to participants$2,673,730
Plan auditUnmodified (clean) audit opinion
AuditorYOUNG, OAKES & BROWN
Plan history3
Yearassets · accounts · employer contribution
2024$24.0M · 237 accts · $381K emplr
2023$21.8M · 245 accts · $347K emplr
2022$20.1M · 263 accts · $448K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$5,735
Investment management$28,019
Total administrative$33,754
The Your Building Centers, Inc. 401(k) match · 2024
Employer contribution per active participant$1,093
Median for plans this size$2,416
2024$1,093 per active participant
2023$995 per active participant
2022$1,314 per active participant

Your Building Centers, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
STANCORP FINANCIAL GROUP · Claims processing · Recordkeeping$42,827
RAYMOND JAMES FINANCIAL SERVICES · Investment advisory (plan)$28,019

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024The Standard
2023The Standard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$33,754 · 0.15%
2023$33,265 · 0.16%
2022$32,638 · 0.15%
All plans at this employer2
YOUR BUILDING CENTERS, INC. CAPITAL ACCUMULATION 401K PLAN401(k)
YOUR BUILDING CENTERS, INC. EMPLOYEE STOCK OWNERSHIP PLANESOP
Same employer
Similar plansRetail Trade · Pennsylvania
Skh Management Co PA$26.4M · 0.04%
Lezzer Holdings, Inc. PA$26.2M · 0.35%
F.C. Haab Co., Inc. PA$25.5M · 0.23%
Duritza Enterprises, Inc. PA$22.6M · 0.64%
Bowser Automotive, Inc. PA$22.6M · 0.39%
Turn 14 Distribution, Inc. PA$22.3M · 0.49%
Westgate Chevrolet, Inc. PA$22.2M · 0.74%

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Source: U.S. Department of Labor, Form 5500 series, EIN 251614595 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.