Plan Ledger DOL Form 5500 · updated monthly

Smail Company, Inc.401(k)

SMAIL COMPANY, INC. 401(K) PLAN · GREENSBURG, PA · plan year 2024

Reported admin expense ratio · 2024
0.36%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Smail Company, Inc. reported $69,835 in plan administrative expenses for 2024: 0.36% of average plan assets, above the peer median. Employer contributions averaged $1,083 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.31% to 0.36%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 1,526th-largest of 3,651 plans among Pennsylvania employers on file, and the 1,442nd of 5,215 in retail trade. In 2024, employees put in $2.51 for every $1.00 the employer contributed; active participation has grown from 306 to 385 since 2022.

Plan summary
Net assets, end of year$20,254,743
Participants with balances337
Active participants385
Employer contributions$416,824
Employee contributions$1,047,126
Employer contribution per active participant$1,083
Average account balance$60,103
Benefits paid to participants$2,531,214
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$20.3M · 337 accts · $417K emplr
2023$19.0M · 321 accts · $385K emplr
2022$18.0M · 304 accts · $376K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$50,543
Investment management$19,292
Total administrative$69,835
The Smail Company, Inc. 401(k) match · 2024
Employer contribution per active participant$1,083
Median for plans this size$2,416
2024$1,083 per active participant
2023$1,271 per active participant
2022$1,229 per active participant

Smail Company, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
EMPOWER ADVISORY GROUP, LLC · Investment management$19,292

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$69,835 · 0.36%
2023$61,120 · 0.33%
2022$61,805 · 0.31%
Same employer
Similar plansRetail Trade · Pennsylvania
Williams Oil Company, Inc. PA$21.5M · 0.44%
Kelly Management Corp PA$21.4M · 0.20%
Turn 5, Inc PA$21.0M · 0.43%
Rutter's PA$20.3M · 0.41%
Reedman-Toll, L.P. PA$20.2M · 0.27%
Craig Scott, Inc. PA$19.4M · 0.12%
Boyers Food Markets Inc. PA$19.2M · 0.02%

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Source: U.S. Department of Labor, Form 5500 series, EIN 251452209 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.