Plan Ledger DOL Form 5500 · updated monthly

Williams Oil Company, Inc.401(k)

WILLIAMS COMPANIES RETIREMENT SAVINGS PLAN · SAYRE, PA · plan year 2024

Reported admin expense ratio · 2024
0.44%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Williams Oil Company, Inc. reported $89,607 in plan administrative expenses for 2024: 0.44% of average plan assets, above the peer median. Employer contributions averaged $635 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.33% to 0.44%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 1,481st-largest of 3,651 plans among Pennsylvania employers on file, and the 1,377th of 5,215 in retail trade. In 2024, employees put in $1.96 for every $1.00 the employer contributed; active participation has grown from 1,006 to 1,204 since 2022.

Plan summary
Net assets, end of year$21,463,889
Participants with balances383
Active participants1,204
Employer contributions$764,918
Employee contributions$1,501,729
Employer contribution per active participant$635
Average account balance$56,041
Benefits paid to participants$1,809,171
Plan auditUnmodified (clean) audit opinion
AuditorMENGEL, METZGER, BARR & CO., LLP
Plan history3
Yearassets · accounts · employer contribution
2024$21.5M · 383 accts · $765K emplr
2023$18.8M · 284 accts · $701K emplr
2022$16.3M · 258 accts · $692K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$46,974
Investment management$42,633
Total administrative$89,607
The Williams Oil Company, Inc. 401(k) match · 2024
Employer contribution per active participant$635
Median for plans this size$2,416
2024$635 per active participant
2023$750 per active participant
2022$688 per active participant

Williams Oil Company, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$46,974
RBC WEALTH MANAGEMENT · Investment advisory (plan)$37,540
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$5,093

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$89,607 · 0.44%
2023$74,787 · 0.43%
2022$59,833 · 0.33%
Same employer
Similar plansRetail Trade · Pennsylvania
Westgate Chevrolet, Inc. PA$22.2M · 0.74%
Preston Management, Inc. PA$22.2M · 0.56%
Paul B. Zimmerman, Inc. PA$21.7M · 0.28%
Kelly Management Corp PA$21.4M · 0.20%
Turn 5, Inc PA$21.0M · 0.43%
Rutter's PA$20.3M · 0.41%
Smail Company, Inc. PA$20.3M · 0.36%

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Source: U.S. Department of Labor, Form 5500 series, EIN 231863615 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.