Plan Ledger DOL Form 5500 · updated monthly

Xpo Cnw, Inc.401(k) + ESOP (KSOP)

XPO LOGISTICS RETIREMENT SAVINGS PLAN · PORTLAND, OR · plan year 2024

Reported admin expense ratio · 2024
0.02%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Xpo Cnw, Inc. reported $397,875 in plan administrative expenses for 2024: 0.02% of average plan assets, lower than ~75% of peers. Employer contributions averaged $5,146 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.03% to 0.02%. The plan sits in the over $1B size bracket, benchmarked here against 1,229 comparable plans and shown alongside other transportation & warehousing employers. By assets it is the 6th-largest of 1,021 plans among Oregon employers on file, and the 21st of 2,677 in transportation & warehousing. In 2024, employees put in $1.78 for every $1.00 the employer contributed; active participation has shrunk from 6,189 to 5,304 since 2022.

Plan summary
Net assets, end of year$1,888,295,912
Participants with balances8,056
Active participants5,304
Employer contributions$27,296,615
Employee contributions$48,593,488
Employer contribution per active participant$5,146
Average account balance$234,396
Benefits paid to participants$239,144,311
Plan auditUnmodified (clean) audit opinion
AuditorKBF CPAS -AUDIT, LLP
Plan history3
Yearassets · accounts · employer contribution
2024$1.9B · 8,056 accts · $27.3M emplr
2023$1.8B · 8,577 accts · $27.8M emplr
2022$1.7B · 9,160 accts · $29.0M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$335,630
Investment management$62,245
Total administrative$397,875
The Xpo Cnw, Inc. 401(k) match · 2024
Employer contribution per active participant$5,146
Median for plans this size$5,259
2024$5,146 per active participant
2023$4,886 per active participant
2022$4,683 per active participant

Xpo Cnw, Inc.'s 2024 employer contribution ran below the $5,259 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$330,530
MERCER US INC · Investment advisory (plan)$62,245
QDRO CONSULTANTS · Accounting / audit · Consulting$5,100

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$397,875 · 0.02%
2023$526,244 · 0.03%
2022$627,390 · 0.03%
Same employer
Similar plansTransportation & Warehousing · Oregon
Union Pacific Corporation NE$2.3B · 0.04%
Reyes Holdings, L.L.C. IL$2.1B · 0.09%
Skywest, Inc. UT$1.7B · 0.06%
Csx Corporation FL$1.5B · 0.09%

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Source: U.S. Department of Labor, Form 5500 series, EIN 941444798 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.