Plan Ledger DOL Form 5500 · updated monthly

Whataburger of Alice401(k)

WHATABURGER OF ALICE 401(K) PLAN · SAN ANTONIO, TX · plan year 2024

Reported admin expense ratio · 2024
1.63%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Whataburger of Alice reported $100,800 in plan administrative expenses for 2024: 1.63% of average plan assets, higher than ~90% of peers. Employer contributions averaged $268 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 1.20% to 1.63%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other accommodation & food services employers. By assets it is among the smaller plans on file in Texas (3,721st of 5,688), and the 768th of 2,240 in accommodation & food services. In 2024, employees put in $1.85 for every $1.00 the employer contributed; active participation has grown from 650 to 734 since 2022.

Plan summary
Net assets, end of year$6,435,125
Participants with balances216
Active participants734
Employer contributions$196,560
Employee contributions$364,199
Employer contribution per active participant$268
Average account balance$29,792
Benefits paid to participants$666,360
Plan auditUnmodified (clean) audit opinion
AuditorPSK, LLP
Plan history3
Yearassets · accounts · employer contribution
2024$6.4M · 216 accts · $197K emplr
2023$6.0M · 213 accts · $198K emplr
2022$5.0M · 211 accts · $225K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$62,480
Investment management$38,320
Total administrative$100,800
The Whataburger of Alice 401(k) match · 2024
Employer contribution per active participant$268
Median for plans this size$1,313
2024$268 per active participant
2023$296 per active participant
2022$346 per active participant

Whataburger of Alice's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
STADION MONEY MANAGEMENT, LLC · Recordkeeping · Pension consulting$38,320
INWEST RETIREMENT SOLUTIONS · Recordkeeping · Pension consulting$4,439
NATIONWIDE$23,536

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024INWEST RETIREMENT SOLUTIONS, STADION MONEY MANAGEMENT, LLC
2023INWEST RETIREMENT SOLUTIONS, STADION MONEY MANAGEMENT, LLC

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Administrative cost history3
2024$100,800 · 1.63%
2023$63,036 · 1.15%
2022$62,608 · 1.20%
Similar plansAccommodation & Food Services · Texas
Cbc Restaurant Corp TX$6.9M · 0.64%
Ybarra Investments, Inc. TX$6.3M · 1.41%
Gulshan Enterprises Inc. TX$6.0M · 1.01%
Casa Rio, Inc. TX$5.7M · 1.17%

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Source: U.S. Department of Labor, Form 5500 series, EIN 741600234 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.