Plan Ledger DOL Form 5500 · updated monthly

Western Pacific Distributing, LLC401(k)

WESTERN PACIFIC DISTRIBUTING, LLC 401(K) PROFIT SHARING PLAN · ORANGE, CA · plan year 2024

Reported admin expense ratio · 2024
0.25%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Western Pacific Distributing, LLC reported $53,971 in plan administrative expenses for 2024: 0.25% of average plan assets, below the peer median. Employer contributions averaged $7,970 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.29% to 0.25%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 3,240th-largest of 9,483 plans among California employers on file, and the 1,279th of 5,215 in retail trade. In 2024, the employer put in $1.54 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$23,550,538
Participants with balances162
Active participants129
Employer contributions$1,028,070
Employee contributions$668,720
Employer contribution per active participant$7,970
Average account balance$145,374
Benefits paid to participants$252,249
Plan auditUnmodified (clean) audit opinion
AuditorWINDES
Plan history3
Yearassets · accounts · employer contribution
2024$23.6M · 162 accts · $1.0M emplr
2023$19.9M · 164 accts · $962K emplr
2022$18.4M · 165 accts · $887K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$53,971
Total administrative$53,971
The Western Pacific Distributing, LLC 401(k) match · 2024
Employer contribution per active participant$7,970
Median for plans this size$2,416
2024$7,970 per active participant
2023$7,519 per active participant
2022$6,717 per active participant

Western Pacific Distributing, LLC's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
PENSON BENEFITS UNLIMITED, INC. · Recordkeeping$5,947
OSAIC FA INC · Investment advisory (plan)$28,605

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024PENSON BENEFITS UNLIMITED, INC.
2023PENSON BENEFITS UNLIMITED, INC.

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Administrative cost history3
2024$53,971 · 0.25%
2023$56,120 · 0.29%
2022$57,272 · 0.29%
Same employer
Similar plansRetail Trade · California
Pet Food Express, LLC CA$24.0M · 0.41%
Jeromes Furniture Warehouse CA$23.8M · 0.47%
Walnut Creek Ford, Inc. CA$23.7M · 0.27%
Alto Pharmacy, LLC CA$23.7M · 0.51%
One Planet Group, LLC CA$23.5M · 0.21%
Chrome Hearts LLC CA$23.0M · 0.46%
Eminent Inc. CA$22.7M · 0.26%

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Source: U.S. Department of Labor, Form 5500 series, EIN 330989706 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.