Plan Ledger DOL Form 5500 · updated monthly

Vistra Operations Company LLC401(k)

VISTRA THRIFT PLAN · IRVING, TX · plan year 2024

Reported admin expense ratio · 2024
0.03%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Vistra Operations Company LLC reported $493,771 in plan administrative expenses for 2024: 0.03% of average plan assets, below the peer median. Employer contributions averaged $5,955 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.04% to 0.03%. The plan sits in the over $1B size bracket, benchmarked here against 1,229 comparable plans and shown alongside other management of companies employers. By assets it is the 59th-largest of 5,688 plans among Texas employers on file, and the 23rd of 786 in management of companies. In 2024, employees put in $1.52 for every $1.00 the employer contributed; active participation has grown from 4,868 to 6,759 since 2022.

Plan summary
Net assets, end of year$2,351,489,394
Participants with balances9,822
Active participants6,759
Employer contributions$40,248,532
Employee contributions$61,157,361
Employer contribution per active participant$5,955
Average account balance$239,410
Benefits paid to participants$201,281,366
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$2.4B · 9,822 accts · $40.2M emplr
2023$1.5B · 7,674 accts · $37.8M emplr
2022$1.4B · 8,312 accts · $37.5M emplr
Administrative expenses, itemized · 2024
Investment management$480,624
Total administrative$493,771
The Vistra Operations Company LLC 401(k) match · 2024
Employer contribution per active participant$5,955
Median for plans this size$5,259
2024$5,955 per active participant
2023$7,825 per active participant
2022$7,712 per active participant

Vistra Operations Company LLC's 2024 employer contribution ran above the $5,259 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
FID INST OPS CO · Loan processing$327,628
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$166,143

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$493,771 · 0.03%
2023$399,812 · 0.03%
2022$552,335 · 0.04%
Same employer
Similar plansManagement of Companies · Texas
The Allstate Corporation TX$7.6B · 0.11%
Thryv Holdings Inc. TX$840.6M · 0.07%
Hilltop Holdings Inc. TX$809.7M · 0.06%

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Source: U.S. Department of Labor, Form 5500 series, EIN 364833461 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.