Plan Ledger DOL Form 5500 · updated monthly

Hilltop Holdings Inc.401(k)

HILLTOP HOLDINGS INC. 401(K) PLAN · DALLAS, TX · plan year 2024

Reported admin expense ratio · 2024
0.06%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Hilltop Holdings Inc. reported $423,416 in plan administrative expenses for 2024: 0.06% of average plan assets, below the peer median. Employer contributions averaged $3,685 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.07% to 0.06%. The plan sits in the $250M–$1B size bracket, benchmarked here against 2,883 comparable plans and shown alongside other management of companies employers. By assets it is the 143rd-largest of 5,688 plans among Texas employers on file, and the 55th of 786 in management of companies. In 2024, employees put in $2.63 for every $1.00 the employer contributed; active participation has shrunk from 4,148 to 3,609 since 2022.

Plan summary
Net assets, end of year$809,679,340
Participants with balances5,277
Active participants3,609
Employer contributions$13,299,470
Employee contributions$35,028,336
Employer contribution per active participant$3,685
Average account balance$153,436
Benefits paid to participants$75,088,424
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$809.7M · 5,277 accts · $13.3M emplr
2023$727.0M · 5,597 accts · $13.2M emplr
2022$644.9M · 5,971 accts · $15.2M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$239,299
Investment management$184,117
Total administrative$423,416
The Hilltop Holdings Inc. 401(k) match · 2024
Employer contribution per active participant$3,685
Median for plans this size$4,294
2024$3,685 per active participant
2023$3,484 per active participant
2022$3,654 per active participant

Hilltop Holdings Inc.'s 2024 employer contribution ran below the $4,294 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20248
SCHWAB RETIREMENT PLAN SERVICES INC · Recordkeeping · Investment advisory (participants)$360,583
ATWOOD & PALMER INC · Investment advisory (participants)$13,640
CHARLES SCHWAB & CO INC · Securities brokerage$10,652
FINANCIAL DESIGNS CORPORATION · Investment advisory (participants)$9,760
FISHER INVESTMENTS · Investment advisory (participants)$9,322
NEWBURY CAPITAL MANAGEMENT LLC · Investment advisory (participants)$8,310
BEAIRD HARRIS · Investment advisory (participants)$7,934
7TH HARVEST INVESTMENTS LLC · Investment advisory (participants)$5,627

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Charles Schwab
2023Charles Schwab

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Administrative cost history3
2024$423,416 · 0.06%
2023$411,796 · 0.06%
2022$514,708 · 0.07%
Same employer
Similar plansManagement of Companies · Texas
Thryv Holdings Inc. TX$840.6M · 0.07%
Rackspace, US Inc. TX$404.8M · 0.06%
Team, Inc. TX$357.2M · 0.03%
Contran Corporation TX$293.3M · 0.02%

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Source: U.S. Department of Labor, Form 5500 series, EIN 841477939 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.