Plan Ledger DOL Form 5500 · updated monthly

Village Capital & Investment, LLC401(k)

VILLAGE CAPITAL 401(K) PLAN · HENDERSON, NV · plan year 2024

Reported admin expense ratio · 2024
1.01%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Village Capital & Investment, LLC reported $58,739 in plan administrative expenses for 2024: 1.01% of average plan assets, higher than ~75% of peers. Employer contributions averaged $531 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 1.07% to 1.01%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other finance & insurance employers. By assets it is among the smaller plans on file in Nevada (256th of 437), and 4,302nd of 4,798 in finance & insurance. In 2024, employees put in $2.73 for every $1.00 the employer contributed; active participation has grown from 293 to 674 since 2022.

Plan summary
Net assets, end of year$6,777,571
Participants with balances213
Active participants674
Employer contributions$357,888
Employee contributions$976,029
Employer contribution per active participant$531
Average account balance$31,820
Benefits paid to participants$351,758
Plan auditUnmodified (clean) audit opinion
AuditorSADLER, GIBB & ASSOCIATES, LLC
Plan history3
Yearassets · accounts · employer contribution
2024$6.8M · 213 accts · $358K emplr
2023$4.9M · 173 accts · $272K emplr
2022$3.4M · 33 accts · $278K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$3,384
Investment management$55,355
Total administrative$58,739
The Village Capital & Investment, LLC 401(k) match · 2024
Employer contribution per active participant$531
Median for plans this size$1,313
2024$531 per active participant
2023$596 per active participant
2022$949 per active participant

Village Capital & Investment, LLC's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
HOLM & CAWLEY FINANCIAL GROUP LLC · Recordkeeping · Investment advisory (participants)$55,355

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024HOLM & CAWLEY FINANCIAL GROUP LLC
2023HOLM & CAWLEY FINANCIAL GROUP LLC

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Administrative cost history3
2024$58,739 · 1.01%
2023$39,109 · 0.95%
2022$35,629 · 1.07%
Same employer
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All Western Mortgage NV$9.1M · 0.82%
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Interblock USA Lc NV$4.2M · 0.20%
Sightline Payments LLC NV$3.6M · 0.08%
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Source: U.S. Department of Labor, Form 5500 series, EIN 200192872 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.