Plan Ledger DOL Form 5500 · updated monthly

All Western Mortgage401(k)

ALL WESTERN MORTGAGE 401(K) PROFIT SHARING PLAN & TRUST · LAS VEGAS, NV · plan year 2024

Reported admin expense ratio · 2024
0.82%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

All Western Mortgage reported $68,297 in plan administrative expenses for 2024: 0.82% of average plan assets, above the peer median. Employer contributions averaged $573 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.56% to 0.82%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other finance & insurance employers. By assets it is among the smaller plans on file in Nevada (219th of 437), and 4,071st of 4,798 in finance & insurance. In 2024, employees put in $6.74 for every $1.00 the employer contributed; active participation has grown from 265 to 330 since 2022.

Plan summary
Net assets, end of year$9,140,034
Participants with balances349
Active participants330
Employer contributions$189,062
Employee contributions$1,273,668
Employer contribution per active participant$573
Average account balance$26,189
Benefits paid to participants$1,214,147
Plan auditUnmodified (clean) audit opinion
AuditorSPIEGEL ACCOUNTANCY CORP
Plan history3
Yearassets · accounts · employer contribution
2024$9.1M · 349 accts · $189K emplr
2023$7.6M · 272 accts · $159K emplr
2022$6.7M · 192 accts · $118K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$52,394
Investment management$15,903
Total administrative$68,297
The All Western Mortgage 401(k) match · 2024
Employer contribution per active participant$573
Median for plans this size$1,313
2024$573 per active participant
2023$543 per active participant
2022$445 per active participant

All Western Mortgage's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
ADP, INC. · Loan processing · Recordkeeping$52,394
MORGAN STANLEY SMITH BARNEY · Recordkeeping · Trustee$15,903

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ADP, Morgan Stanley
2023ADP, Morgan Stanley

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$68,297 · 0.82%
2023$56,537 · 0.79%
2022$41,233 · 0.56%
Similar plansFinance & Insurance · Nevada
Pavilion Payments NV$12.0M · 0.55%
College Loan Corp NV$7.9M · 0.02%
Interblock USA Lc NV$4.2M · 0.20%

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Source: U.S. Department of Labor, Form 5500 series, EIN 880209429 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.