Plan Ledger DOL Form 5500 · updated monthly

Panorama Mortgage Group, LLC401(k)

PANORAMA MORTGAGE GROUP, LLC 401(K) PLAN · LAS VEGAS, NV · plan year 2022

Reported admin expense ratio · 2022
0.50%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Panorama Mortgage Group, LLC reported $52,648 in plan administrative expenses for 2022: 0.50% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,557 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.50% to 0.43%. The plan sits in the $10M–$50M size bracket, benchmarked here against 26,806 comparable plans and shown alongside other finance & insurance employers. By assets it is the 208th-largest of 437 plans among Nevada employers on file, and 4,012th of 4,798 in finance & insurance. In 2022, employees put in $3.62 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$9,749,480
Participants with balances314
Active participants302
Employer contributions$470,253
Employee contributions$1,702,797
Employer contribution per active participant$1,557
Average account balance$31,049
Benefits paid to participants$2,926,107
Plan auditUnmodified (clean) audit opinion
AuditorACQUAVELLA, CHIRARELLI, SHUSTER, LL
Plan history3
Yearassets · accounts · employer contribution
2024$8.7M · 159 accts · $73K emplr
2023$8.8M · 223 accts · $14K emplr
2022$9.7M · 314 accts · $470K emplr
Administrative expenses, itemized · 2022
Investment management$1,014
Total administrative$52,648
The Panorama Mortgage Group, LLC 401(k) match · 2022
Employer contribution per active participant$1,557
Median for plans this size$2,266
2024$326 per active participant
2023$63 per active participant
2022$1,557 per active participant

Panorama Mortgage Group, LLC's 2022 employer contribution ran below the $2,266 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history3
2024$37,548 · 0.43%
2023$47,534 · 0.51%
2022$52,648 · 0.50%
Same employer
Similar plansFinance & Insurance · Nevada
Clark County Credit Union NV$18.6M · 0.37%
Pavilion Payments NV$12.0M · 0.55%
All Western Mortgage NV$9.1M · 0.82%
College Loan Corp NV$7.9M · 0.02%

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Source: U.S. Department of Labor, Form 5500 series, EIN 208083209 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.