Plan Ledger DOL Form 5500 · updated monthly

Victoria Air Conditioning, LTD.401(k)

VICTORIA AIR CONDITIONING, LTD. 401(K) PROFIT SHARING PLAN AND TRUST · VICTORIA, TX · plan year 2025

Reported admin expense ratio · 2025
0.30%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Victoria Air Conditioning, LTD. reported $54,066 in plan administrative expenses for 2025: 0.30% of average plan assets, above the peer median. Employer contributions averaged $2,129 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.45% to 0.30%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other construction employers. By assets it is the 2,093rd-largest of 5,688 plans among Texas employers on file, and the 2,090th of 5,337 in construction. In 2025, employees put in $2.00 for every $1.00 the employer contributed; active participation has grown from 128 to 155 since 2022.

Plan summary
Net assets, end of year$19,153,134
Participants with balances168
Active participants155
Employer contributions$330,000
Employee contributions$658,797
Employer contribution per active participant$2,129
Average account balance$114,007
Benefits paid to participants$1,587,106
Plan auditUnmodified (clean) audit opinion
AuditorADAMSON & COMPANY, LLC
Plan history4
Yearassets · accounts · employer contribution
2025$19.2M · 168 accts · $330K emplr
2024$17.1M · 151 accts · $260K emplr
2023$15.3M · 172 accts · $230K emplr
2022$13.0M · 162 accts · $225K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$19,240
Investment management$34,826
Total administrative$54,066
The Victoria Air Conditioning, LTD. 401(k) match · 2025
Employer contribution per active participant$2,129
Median for plans this size$2,666
2025$2,129 per active participant
2024$1,818 per active participant
2023$1,691 per active participant
2022$1,758 per active participant

Victoria Air Conditioning, LTD.'s 2025 employer contribution ran below the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
THE VANGUARD GROUP, INC. · Loan processing · Recordkeeping$19,240
FROST · Investment advisory (plan)$34,826

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$54,066 · 0.30%
2024$64,474 · 0.40%
2023$65,226 · 0.46%
2022$62,912 · 0.45%
Same employer
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Beyer Services, LLC TX$19.2M · 0.10%
Ref-Chem, L.P. TX$18.8M · 0.44%
American Constructors, LLC TX$18.8M · 0.37%
Parkway C & a, LP TX$18.4M · 0.64%

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Source: U.S. Department of Labor, Form 5500 series, EIN 742807223 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.