Plan Ledger DOL Form 5500 · updated monthly

Ref-Chem, L.P.401(k)

REF-CHEM RETIREMENT PLAN · HOUSTON, TX · plan year 2022

Reported admin expense ratio · 2022
0.44%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Ref-Chem, L.P. reported $88,308 in plan administrative expenses for 2022: 0.44% of average plan assets, higher than ~75% of peers. Employer contributions averaged $2,419 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $10M–$50M size bracket, benchmarked here against 26,806 comparable plans and shown alongside other construction employers. By assets it is the 2,116th-largest of 5,688 plans among Texas employers on file, and the 2,115th of 5,337 in construction. In 2022, employees put in $1.88 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$18,835,627
Participants with balances1,116
Active participants632
Employer contributions$1,529,007
Employee contributions$2,870,244
Employer contribution per active participant$2,419
Average account balance$16,878
Benefits paid to participants$3,966,968
Plan auditUnmodified (clean) audit opinion
Plan history2
Yearassets · accounts · employer contribution
2023$0 · $403K emplr
2022$18.8M · 1,116 accts · $1.5M emplr
Administrative expenses, itemized · 2022
Recordkeeping & contract admin$88,308
Total administrative$88,308
The Ref-Chem, L.P. 401(k) match · 2022
Employer contribution per active participant$2,419
Median for plans this size$2,266

Ref-Chem, L.P.'s 2022 employer contribution ran above the $2,266 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history2
2023Not separately reported
2022$88,308 · 0.44%
Similar plansConstruction · Texas
Beyer Services, LLC TX$19.2M · 0.10%
American Constructors, LLC TX$18.8M · 0.37%
Parkway C & a, LP TX$18.4M · 0.64%
Troy Companies, LLC TX$18.4M · 0.76%

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Source: U.S. Department of Labor, Form 5500 series, EIN 751294894 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.