Plan Ledger DOL Form 5500 · updated monthly

American Constructors, LLC401(k)

AMERICAN CONSTRUCTORS, LLC 401(K) PROFIT SHARING PLAN · CEDAR PARK, TX · plan year 2024

Reported admin expense ratio · 2024
0.37%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

American Constructors, LLC reported $63,675 in plan administrative expenses for 2024: 0.37% of average plan assets, above the peer median. Employer contributions averaged $2,368 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.31% to 0.37%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other construction employers. By assets it is the 2,122nd-largest of 5,688 plans among Texas employers on file, and the 2,125th of 5,337 in construction. In 2024, employees put in $2.69 for every $1.00 the employer contributed; active participation has grown from 112 to 133 since 2022.

Plan summary
Net assets, end of year$18,753,836
Participants with balances152
Active participants133
Employer contributions$314,886
Employee contributions$845,568
Employer contribution per active participant$2,368
Average account balance$123,381
Benefits paid to participants$506,136
Plan auditUnmodified (clean) audit opinion
AuditorVAN HOUTEN & ASSOCIATES
Plan history3
Yearassets · accounts · employer contribution
2024$18.8M · 152 accts · $315K emplr
2023$15.5M · 143 accts · $284K emplr
2022$13.0M · 134 accts · $254K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$63,675
Total administrative$63,675
The American Constructors, LLC 401(k) match · 2024
Employer contribution per active participant$2,368
Median for plans this size$2,416
2024$2,368 per active participant
2023$2,351 per active participant
2022$2,266 per active participant

American Constructors, LLC's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
STANCORP FINANCIAL GROUP · Claims processing · Recordkeeping$63,672

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024The Standard
2023The Standard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$63,675 · 0.37%
2023$49,563 · 0.35%
2022$44,692 · 0.31%
Similar plansConstruction · Texas
Beyer Services, LLC TX$19.2M · 0.10%
Ref-Chem, L.P. TX$18.8M · 0.44%
Parkway C & a, LP TX$18.4M · 0.64%
Troy Companies, LLC TX$18.4M · 0.76%
Pogue Construction Co., LP TX$17.9M · 0.60%

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Source: U.S. Department of Labor, Form 5500 series, EIN 814603502 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.