Plan Ledger DOL Form 5500 · updated monthly

Verbal Behavior Associates401(k)

VERBAL BEHAVIOR ASSOCIATES 401(K) PLAN · POWAY, CA · plan year 2024

Reported admin expense ratio · 2024
1.00%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Verbal Behavior Associates reported $15,317 in plan administrative expenses for 2024: 1.00% of average plan assets, higher than ~75% of peers. Employer contributions averaged $0 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.55% to 1.00%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in California (8,461st of 9,483), and 10,333rd of 11,911 in health care & social assistance. active participation has grown from 168 to 268 since 2022.

Plan summary
Net assets, end of year$1,664,451
Participants with balances264
Active participants268
Employer contributions$0
Employee contributions$336,224
Employer contribution per active participant$0
Average account balance$6,305
Benefits paid to participants$270,056
Plan auditUnmodified (clean) audit opinion
AuditorWEWORSKI & ASSOCIATES
Plan history3
Yearassets · accounts · employer contribution
2024$1.7M · 264 accts
2023$1.4M · 188 accts
2022$998K · 202 accts · $14K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$15,317
Total administrative$15,317
The Verbal Behavior Associates 401(k) match · 2024
Employer contribution per active participant$0
Median for plans this size$1,313

Verbal Behavior Associates's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
PENSION PROFESSIONALS, LLC · Contract administrator$14,196
NORTHWESTERN MUTUAL WEALTH MGMT CO · Investment advisory (plan)$7,365
EMPOWER ADVISORY GROUP, LLC · Investment management$67

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$15,317 · 1.00%
2023$5,519 · 0.46%
2022$5,303 · 0.55%
Same employer
Similar plansHealth Care & Social Assistance · California
Valley Critter Care, Inc. CA$1.7M · 0.84%
Mission de la Casa CA$1.7M · 0.67%
Remi Vista, Inc. CA$1.7M · 1.43%
Fingerblocks, Inc CA$1.7M · 0.66%
Homeward Bound of Marin CA$1.7M · 0.89%
The People Concern CA$1.7M · 0.37%

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Source: U.S. Department of Labor, Form 5500 series, EIN 464417379 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.