Plan Ledger DOL Form 5500 · updated monthly

Inclusion Specialized Programs L401(k)

INCLUSION SPECIALIZED PROGRAMS 401K PLAN · WHITTIER, CA · plan year 2024

Reported admin expense ratio · 2024
0.41%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Inclusion Specialized Programs L reported $6,076 in plan administrative expenses for 2024: 0.41% of average plan assets, below the peer median. Employer contributions averaged $811 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.48% to 0.41%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in California (8,467th of 9,483), and 10,347th of 11,911 in health care & social assistance. In 2024, employees put in $1.92 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$1,652,489
Participants with balances154
Active participants135
Employer contributions$109,442
Employee contributions$210,377
Employer contribution per active participant$811
Average account balance$10,730
Benefits paid to participants$173,161
Plan auditUnmodified (clean) audit opinion
AuditorFRITH-SMITH & ARCHIBALD, LLP
Plan history3
Yearassets · accounts · employer contribution
2024$1.7M · 154 accts · $109K emplr
2023$1.3M · 161 accts · $118K emplr
2022$808K · 150 accts · $97K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$6,076
Total administrative$6,076
The Inclusion Specialized Programs L 401(k) match · 2024
Employer contribution per active participant$811
Median for plans this size$1,313
2024$811 per active participant
2023$841 per active participant
2022$739 per active participant

Inclusion Specialized Programs L's 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
ADP, INC. · Loan processing · Recordkeeping$6,076
ADP BROKER-DEALER · Other servicesindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ADP
2023ADP

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$6,076 · 0.41%
2023$4,106 · 0.39%
2022$3,754 · 0.48%
Similar plansHealth Care & Social Assistance · California
Remi Vista, Inc. CA$1.7M · 1.43%
Fingerblocks, Inc CA$1.7M · 0.66%
Homeward Bound of Marin CA$1.7M · 0.89%
The People Concern CA$1.7M · 0.37%
Stemexpress, LLC CA$1.6M · 0.52%
El Centro Del Pueblo CA$1.6M · 1.11%

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Source: U.S. Department of Labor, Form 5500 series, EIN 462888108 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.