Plan Ledger DOL Form 5500 · updated monthly

Stemexpress, LLC401(k)

STEMEXPRESS, LLC 401(K) PLAN · FOLSOM, CA · plan year 2023

Reported admin expense ratio · 2023
0.52%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Stemexpress, LLC reported $7,791 in plan administrative expenses for 2023: 0.52% of average plan assets, above the peer median. Employer contributions averaged $1,276 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio fell from 0.62% to 0.52%. The plan sits in the $1M–$10M size bracket, benchmarked here against 22,307 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in California (8,484th of 9,483), and 10,363rd of 11,911 in health care & social assistance. In 2023, employees put in $5.67 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$1,624,343
Participants with balances93
Active participants46
Employer contributions$58,686
Employee contributions$332,523
Employer contribution per active participant$1,276
Average account balance$17,466
Benefits paid to participants$460,001
Plan auditUnmodified (clean) audit opinion
Plan history2
Yearassets · accounts · employer contribution
2023$1.6M · 93 accts · $59K emplr
2022$1.4M · 129 accts · $133K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$7,791
Total administrative$7,791
The Stemexpress, LLC 401(k) match · 2023
Employer contribution per active participant$1,276
Median for plans this size$1,308
2023$1,276 per active participant
2022$1,528 per active participant

Stemexpress, LLC's 2023 employer contribution ran below the $1,308 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20231
STANCORP FINANCIAL GROUP · Claims processing · Recordkeeping$7,791

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history2
2023$7,791 · 0.52%
2022$8,743 · 0.62%
Similar plansHealth Care & Social Assistance · California
Fingerblocks, Inc CA$1.7M · 0.66%
Homeward Bound of Marin CA$1.7M · 0.89%
The People Concern CA$1.7M · 0.37%
El Centro Del Pueblo CA$1.6M · 1.11%
El Nido Family Centers CA$1.6M · 1.05%

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Source: U.S. Department of Labor, Form 5500 series, EIN 272042429 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.