Plan Ledger DOL Form 5500 · updated monthly

Unitil Corporation401(k)

UNITIL CORPORATION TAX DEFERRED SAVINGS AND INVESTMENT PLAN · HAMPTON, NH · plan year 2025

Reported admin expense ratio · 2025
0.12%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Unitil Corporation reported $203,196 in plan administrative expenses for 2025: 0.12% of average plan assets, above the peer median. Employer contributions averaged $8,636 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.07% to 0.12%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other utilities employers. By assets it is the 24th-largest of 411 plans among New Hampshire employers on file, and the 107th of 412 in utilities. In 2025, employees put in $1.33 for every $1.00 the employer contributed; active participation has grown from 491 to 592 since 2022.

Plan summary
Net assets, end of year$177,717,465
Participants with balances769
Active participants592
Employer contributions$5,112,494
Employee contributions$6,788,312
Employer contribution per active participant$8,636
Average account balance$231,102
Benefits paid to participants$13,986,987
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$177.7M · 769 accts · $5.1M emplr
2024$156.2M · 725 accts · $4.5M emplr
2023$138.4M · 692 accts · $4.0M emplr
2022$120.0M · 676 accts · $3.5M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$138,649
Investment management$64,547
Total administrative$203,196
The Unitil Corporation 401(k) match · 2025
Employer contribution per active participant$8,636
Median for plans this size$4,093
2025$8,636 per active participant
2024$8,204 per active participant
2023$7,689 per active participant
2022$7,088 per active participant

Unitil Corporation's 2025 employer contribution ran above the $4,093 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
JOHN HANCOCK RETIREMENT PLAN SRVCS · Recordkeeping · Loan processing$143,196
GLOBAL RETIREMENT PARTNERS LLC · Consulting · Investment advisory (plan)$60,000

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025John Hancock
2024John Hancock
2023John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$203,196 · 0.12%
2024$188,830 · 0.13%
2023$203,022 · 0.16%
2022$85,816 · 0.07%
Similar plansUtilities · New Hampshire
Archrock Services, L.P. TX$199.8M · 0.21%
Genon Services, LLC TX$199.7M · 0.01%
City Electric Supply Co TX$158.7M · 0.09%

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Source: U.S. Department of Labor, Form 5500 series, EIN 020381573 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.