Plan Ledger DOL Form 5500 · updated monthly

United Way of Greater Cincinnati403(b)

UNITED WAY OF GREATER CINCINNATI 403(B) PLAN · CINCINNATI, OH · plan year 2024

Reported admin expense ratio · 2024
0.48%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

United Way of Greater Cincinnati reported $42,259 in plan administrative expenses for 2024: 0.48% of average plan assets, below the peer median. Employer contributions averaged $1,699 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.48%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other other services employers. By assets it is among the smaller plans on file in Ohio (2,083rd of 3,295), and 1,755th of 3,341 in other services. In 2024, employees put in $3.11 for every $1.00 the employer contributed; active participation has grown from 83 to 97 since 2022.

Plan summary
Net assets, end of year$8,991,296
Participants with balances117
Active participants97
Employer contributions$164,800
Employee contributions$513,057
Employer contribution per active participant$1,699
Average account balance$76,849
Benefits paid to participants$1,392,383
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$9.0M · 117 accts · $165K emplr
2023$8.5M · 116 accts · $113K emplr
2022$8.1M · 112 accts · $123K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$16,913
Investment management$14,846
Total administrative$42,259
Employer contributions to the United Way of Greater Cincinnati plan · 2024
Employer contribution per active participant$1,699
Median for plans this size$1,313
2024$1,699 per active participant
2023$1,207 per active participant
2022$1,484 per active participant

United Way of Greater Cincinnati's 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
PNC BANK NA · Investment advisory (plan)$13,132
UNITED WAY OF GREATER CINCINNATI$10,500
EMPOWER ADVISORY GROUP, LLC · Investment management$1,714

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$42,259 · 0.48%
2023$45,966 · 0.55%
2022$46,127 · 0.47%
Similar plansOther Services · Ohio
Coalition on Homelessness OH$10.4M · 0.34%
Cincinnati Nature Center OH$8.9M · 0.08%
Freestore Foodbank Inc. OH$8.9M · 0.99%
Rocking Horse Center OH$8.6M · 0.39%

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Source: U.S. Department of Labor, Form 5500 series, EIN 310537502 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.