Plan Ledger DOL Form 5500 · updated monthly

United Chester Industries, Inc., dba United Mechanical401(k)

UNITED CHESTER INDUSTRIES, INC. 401(K) PLAN · DALLAS, TX · plan year 2025

Reported admin expense ratio · 2025
0.04%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

United Chester Industries, Inc., dba United Mechanical reported $8,465 in plan administrative expenses for 2025: 0.04% of average plan assets, lower than ~75% of peers. Employer contributions averaged $2,260 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.044% to 0.038%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other construction employers. By assets it is the 1,745th-largest of 5,688 plans among Texas employers on file, and the 1,749th of 5,337 in construction. In 2025, employees put in $3.44 for every $1.00 the employer contributed; active participation has grown from 169 to 210 since 2022.

Plan summary
Net assets, end of year$24,751,737
Participants with balances257
Active participants210
Employer contributions$474,497
Employee contributions$1,630,472
Employer contribution per active participant$2,260
Average account balance$96,310
Benefits paid to participants$761,637
Plan auditUnmodified (clean) audit opinion
AuditorTURNER STONE & COMPANY
Plan history4
Yearassets · accounts · employer contribution
2025$24.8M · 257 accts · $474K emplr
2024$20.1M · 241 accts · $352K emplr
2023$17.4M · 232 accts · $370K emplr
2022$14.7M · 220 accts · $269K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$8,465
Total administrative$8,465
The United Chester Industries, Inc., dba United Mechanical 401(k) match · 2025
Employer contribution per active participant$2,260
Median for plans this size$2,666
2025$2,260 per active participant
2024$1,762 per active participant
2023$1,896 per active participant
2022$1,591 per active participant

United Chester Industries, Inc., dba United Mechanical's 2025 employer contribution ran below the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
TRANSAMERICA RETIREMENT SOLUTIONS · Recordkeeping · Loan processing$8,465

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025Transamerica
2024Transamerica
2023Transamerica

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Administrative cost history4
2025$8,465 · 0.04%
2024$7,685 · 0.04%
2023$6,410 · 0.04%
2022$7,031 · 0.04%
Same employer
Similar plansConstruction · Texas
Airco Mechanical, LTD. TX$27.8M · 0.14%
Reece Albert, Inc. TX$25.1M · 0.45%
Venture Mechanical, Inc. TX$24.7M · 0.39%
Big State Electric, LTD. TX$24.5M · 0.13%
Central Texas Iron Works TX$24.3M · 0.24%

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Source: U.S. Department of Labor, Form 5500 series, EIN 752171197 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.