Plan Ledger DOL Form 5500 · updated monthly

Stewart Builders, Inc.401(k)

STEWART BUILDERS, INC. 401(K) SAVINGS PLAN · HOUSTON, TX · plan year 2024

Reported admin expense ratio · 2024
0.51%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Stewart Builders, Inc. reported $108,758 in plan administrative expenses for 2024: 0.51% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,535 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.51%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other construction employers. By assets it is the 1,863rd-largest of 5,688 plans among Texas employers on file, and the 1,853rd of 5,337 in construction. In 2024, employees put in $2.32 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$22,670,317
Participants with balances285
Active participants319
Employer contributions$489,545
Employee contributions$1,134,649
Employer contribution per active participant$1,535
Average account balance$79,545
Benefits paid to participants$1,410,865
Plan auditUnmodified (clean) audit opinion
AuditorHARPER & PEARSON COMPANY, PC
Plan history3
Yearassets · accounts · employer contribution
2024$22.7M · 285 accts · $490K emplr
2023$19.8M · 275 accts · $369K emplr
2022$16.3M · 265 accts · $358K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$56,418
Investment management$52,340
Total administrative$108,758
The Stewart Builders, Inc. 401(k) match · 2024
Employer contribution per active participant$1,535
Median for plans this size$2,416
2024$1,535 per active participant
2023$1,196 per active participant
2022$1,229 per active participant

Stewart Builders, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
JOHN HANCOCK LIFE INSURANCE COMPANY · Recordkeeping · Investment management$58,237
RAYMOND JAMES FSA INC · Investment advisory (participants)$38,577
LPL FINANCIAL LLC - RPCP · Investment advisory (participants)$13,763

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024John Hancock
2023John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$108,758 · 0.51%
2023$91,423 · 0.51%
2022$94,793 · 0.53%
Same employer
Similar plansConstruction · Texas
Costello, Inc. TX$23.3M · 0.31%
Newmark Homes Houston, LLC TX$23.1M · 0.01%
Brazos Paving, Inc. TX$21.5M · 0.00%
The Bosworth Company TX$21.3M · 0.82%

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Source: U.S. Department of Labor, Form 5500 series, EIN 760362047 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.