Plan Ledger DOL Form 5500 · updated monthly

United Cerebral Palsy Association of Niagra County, Inc.401(k)

UNITED CEREBRAL PALSY ASSOCIATIONS OF NIAGRA COUNTY, INC. 401(K) PROFIT SHARING PLAN · NIAGARA FALLS, NY · plan year 2024

Reported admin expense ratio · 2024
0.64%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

United Cerebral Palsy Association of Niagra County, Inc. reported $31,838 in plan administrative expenses for 2024: 0.64% of average plan assets, above the peer median. Employer contributions averaged $708 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.54% to 0.64%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in New York (4,444th of 5,648), and 7,837th of 11,911 in health care & social assistance. In 2024, the employer put in $1.31 for every $1.00 employees contributed themselves; active participation has shrunk from 239 to 202 since 2022.

Plan summary
Net assets, end of year$5,141,964
Participants with balances201
Active participants202
Employer contributions$142,956
Employee contributions$109,321
Employer contribution per active participant$708
Average account balance$25,582
Benefits paid to participants$471,905
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$5.1M · 201 accts · $143K emplr
2023$4.8M · 221 accts · $152K emplr
2022$5.0M · 238 accts · $179K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$31,838
Total administrative$31,838
The United Cerebral Palsy Association of Niagra County, Inc. 401(k) match · 2024
Employer contribution per active participant$708
Median for plans this size$1,313
2024$708 per active participant
2023$730 per active participant
2022$750 per active participant

United Cerebral Palsy Association of Niagra County, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
CPI QUALIFIED PLAN CONSULTANTS, INC · Recordkeeping · Pension consulting$31,838

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024CPI QUALIFIED PLAN CONSULTANTS, INC
2023CPI QUALIFIED PLAN CONSULTANTS, INC

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Administrative cost history3
2024$31,838 · 0.64%
2023$30,239 · 0.61%
2022$29,447 · 0.54%
All plans at this employer2
UNITED CEREBRAL PALSY ASSOCIATIONS OF NIAGRA COUNTY, INC. 401(K) PROFIT SHARING PLAN401(k)
UNITED CEREBRAL PALSY ASSOC. OF NIAGARA COUNTY, INC. 401(K) PS PLAN FOR NON-UNION EMPLOYEES401(k)
Same employer
Similar plansHealth Care & Social Assistance · New York
Tioga Opportunities, Inc. NY$5.2M · 0.04%
Hope for Youth, Inc. NY$5.1M · 0.46%

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Source: U.S. Department of Labor, Form 5500 series, EIN 160786061 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.