Plan Ledger DOL Form 5500 · updated monthly

North Country Transitional Liv401(k)

403(B) THRIFT PLAN FOR EMPLOYEES OF NORTH COUNTRY TRANSITIONAL LIVING SERVICES, INC. · WATERTOWN, NY · plan year 2023

Reported admin expense ratio · 2023
0.02%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

North Country Transitional Liv reported $1,037 in plan administrative expenses for 2023: 0.02% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,277 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.03% to 0.05%. The plan sits in the $1M–$10M size bracket, benchmarked here against 22,307 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in New York (4,442nd of 5,648), and 7,825th of 11,911 in health care & social assistance. In 2023, the employer put in $1.07 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$5,156,625
Participants with balances158
Active participants158
Employer contributions$201,790
Employee contributions$188,814
Employer contribution per active participant$1,277
Average account balance$32,637
Benefits paid to participants$590,740
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$2.6M · 128 accts · $123K emplr
2023$5.2M · 158 accts · $202K emplr
2022$4.7M · 166 accts · $188K emplr
The North Country Transitional Liv 401(k) match · 2023
Employer contribution per active participant$1,277
Median for plans this size$1,308
2024$1,145 per active participant
2023$1,277 per active participant
2022$1,215 per active participant

North Country Transitional Liv's 2023 employer contribution ran below the $1,308 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20231
MUTUAL OF AMERICA INVESTMENT CORP · Claims processing · Recordkeeping$1,037

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Mutual of America
2023Mutual of America

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$2,059 · 0.05%
2023$1,037 · 0.02%
2022$1,522 · 0.03%
Same employer
Similar plansHealth Care & Social Assistance · New York
Tioga Opportunities, Inc. NY$5.2M · 0.04%
Hope for Youth, Inc. NY$5.1M · 0.46%

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Source: U.S. Department of Labor, Form 5500 series, EIN 161104065 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.