Plan Ledger DOL Form 5500 · updated monthly

Union Station Homeless Services403(b)

403(B) THRIFT PLAN FOR UNION STATION HOMELESS SERVICES · PASADENA, CA · plan year 2024

Reported admin expense ratio · 2024
0.06%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Union Station Homeless Services reported $4,524 in plan administrative expenses for 2024: 0.06% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,431 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.09% to 0.06%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in California (6,022nd of 9,483), and 6,462nd of 11,911 in health care & social assistance. In 2024, employees put in $1.37 for every $1.00 the employer contributed; active participation has grown from 274 to 315 since 2022.

Plan summary
Net assets, end of year$7,976,277
Participants with balances469
Active participants315
Employer contributions$450,679
Employee contributions$618,510
Employer contribution per active participant$1,431
Average account balance$17,007
Benefits paid to participants$633,845
Plan auditDisclaimer of opinion
Plan history3
Yearassets · accounts · employer contribution
2024$8.0M · 469 accts · $451K emplr
2023$6.6M · 402 accts · $403K emplr
2022$5.9M · 390 accts · $404K emplr
Employer contributions to the Union Station Homeless Services plan · 2024
Employer contribution per active participant$1,431
Median for plans this size$1,313
2024$1,431 per active participant
2023$1,532 per active participant
2022$1,473 per active participant

Union Station Homeless Services's 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
MUTUAL OF AMERICA INVESTMENT CORP · Claims processing · Recordkeeping$6,433

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Mutual of America
2023Mutual of America

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$4,524 · 0.06%
2023$2,186 · 0.03%
2022$5,127 · 0.09%
Same employer
Similar plansHealth Care & Social Assistance · California
Independent Options, Inc. CA$8.0M · 0.34%
American River Home Care CA$8.0M · 0.08%
Fariborz Rodef DDS, Inc. CA$8.0M · 0.13%
Tlcs, Inc. CA$7.8M · 0.15%

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Source: U.S. Department of Labor, Form 5500 series, EIN 953958741 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.