Plan Ledger DOL Form 5500 · updated monthly

Bay Area Community Services, Inc.403(b)

BAY AREA COMMUNITY SERVICES 403(B) PLAN · OAKLAND, CA · plan year 2024

Reported admin expense ratio · 2024
1.19%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Bay Area Community Services, Inc. reported $82,390 in plan administrative expenses for 2024: 1.19% of average plan assets, higher than ~75% of peers. Employer contributions averaged $748 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 1.63% to 1.19%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in California (6,018th of 9,483), and 6,456th of 11,911 in health care & social assistance. In 2024, employees put in $2.93 for every $1.00 the employer contributed; active participation has grown from 496 to 643 since 2022.

Plan summary
Net assets, end of year$7,991,737
Participants with balances272
Active participants643
Employer contributions$480,835
Employee contributions$1,408,466
Employer contribution per active participant$748
Average account balance$29,381
Benefits paid to participants$784,222
Plan auditUnmodified (clean) audit opinion
AuditorAPRIO, LLP
Plan history3
Yearassets · accounts · employer contribution
2024$8.0M · 272 accts · $481K emplr
2023$5.9M · 242 accts · $346K emplr
2022$4.1M · 200 accts · $266K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$51,885
Investment management$30,505
Total administrative$82,390
Employer contributions to the Bay Area Community Services, Inc. plan · 2024
Employer contribution per active participant$748
Median for plans this size$1,313
2024$748 per active participant
2023$593 per active participant
2022$536 per active participant

Bay Area Community Services, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
STANCORP FINANCIAL GROUP · Claims processing · Recordkeeping$51,602
OSAIC WEALTH, INC. · Investment advisory (plan)$24,099
WOODBURY FINANCIAL SERVICES, INC · Investment advisory (plan)$6,406

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024The Standard
2023The Standard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$82,390 · 1.19%
2023$66,946 · 1.34%
2022$65,267 · 1.63%
Same employer
Similar plansHealth Care & Social Assistance · California
Madera Community Hospital CA$8.1M · 0.17%
Independent Options, Inc. CA$8.0M · 0.34%
American River Home Care CA$8.0M · 0.08%
Fariborz Rodef DDS, Inc. CA$8.0M · 0.13%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 941708069 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.