Plan Ledger DOL Form 5500 · updated monthly

Ufp Industries, Inc401(k)

UFP INDUSTRIES, INC. EMPLOYEES' PROFIT SHARING AND 401(K) PLAN · GRAND RAPIDS, MI · plan year 2025

Reported admin expense ratio · 2025
0.06%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Ufp Industries, Inc reported $463,863 in plan administrative expenses for 2025: 0.06% of average plan assets, below the peer median. Employer contributions averaged $600 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.05% to 0.06%. The plan sits in the $250M–$1B size bracket, benchmarked here against 230 comparable plans and shown alongside other management of companies employers. By assets it is the 46th-largest of 2,619 plans among Michigan employers on file, and the 57th of 786 in management of companies. In 2025, employees put in $6.05 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$791,686,836
Participants with balances15,227
Active participants11,654
Employer contributions$6,994,217
Employee contributions$42,344,175
Employer contribution per active participant$600
Average account balance$51,992
Benefits paid to participants$106,505,250
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$791.7M · 15,227 accts · $7.0M emplr
2024$784.7M · 15,940 accts · $7.8M emplr
2023$734.6M · 16,241 accts · $8.8M emplr
2022$533.3M · 15,231 accts · $11.7M emplr
The Ufp Industries, Inc 401(k) match · 2025
Employer contribution per active participant$600
Median for plans this size$4,295
2025$600 per active participant
2024$618 per active participant
2023$650 per active participant
2022$969 per active participant

Ufp Industries, Inc's 2025 employer contribution ran below the $4,295 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$750,683

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$463,863 · 0.06%
2024$496,962 · 0.07%
2023$481,421 · 0.08%
2022$290,306 · 0.05%
Same employer
Similar plansManagement of Companies · Michigan
Thryv Holdings Inc. TX$840.6M · 0.07%
Oge Energy Corp. OK$834.1M · 0.05%
Hilltop Holdings Inc. TX$809.7M · 0.06%
Meggitt-Usa, Inc. OH$801.9M · 0.02%
Arcbest Corporation AR$778.4M · 0.06%
Ralliant Corporation NC$754.6M · 0.05%

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Source: U.S. Department of Labor, Form 5500 series, EIN 381465835 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.